{"id":"br-quod-relatorio-credito","page":"https://joyworkos.com/en/reports/brazil-quod-credit-report/","name":"Quod credit bureau report and score","name_en":"Quod credit bureau report and score","local_name":"Quod — relatório e score de crédito (Cadastro Positivo)","country":"BR","country_name":"Brazil","category":"Credit and business information","what_it_shows":"Credit score and report built largely from Brazil's Cadastro Positivo payment database plus negative data, for CPF/CNPJ.","who_needs_it":"banks, fintechs, retailers, lenders","why":"credit scoring and decisioning","price":{"on_request":true,"reason":"Commercial data from a licensed bureau — we confirm availability and price by e-mail before any payment."},"sold_by_joy":true,"delivery":"instant (API/portal)","format":"API / online report","who_can_order":"Only with a legal interest","what_we_need":{"details":"subject CPF or CNPJ; contracted client account","upload":"none","authorisation":"interest","original_by_courier":false},"legal_limits":"Credit data: consult only for a legitimate credit/commercial purpose (CDC art. 43; Lei 12.414/2011 Cadastro Positivo; LGPD); reselling reports requires a distribution contract with the bureau.","issuer":"Quod (private credit bureau founded by major Brazilian banks)","official_source":"https://www.quod.com.br/","how_to_get_it_yourself":"","faq":[{"q":"How do I order Quod credit bureau report and score online?","a":"Fill in subject CPF or CNPJ; contracted client account in the form on this page and get a price before any payment within instant (API/portal)."},{"q":"How much does Quod credit bureau report and score cost?","a":"Price on request: Commercial data from a licensed bureau — we confirm availability and price by e-mail before any payment."},{"q":"How long does Quod credit bureau report and score take?","a":"instant (API/portal)."},{"q":"Who can order Quod credit bureau report and score?","a":"Only with a legal interest."},{"q":"Do I need to send the original document?","a":"No. Everything is online — no original and no post."}],"languages":[{"lang":"he","page":"https://joyworkos.com/reports/brazil-quod-credit-report/"},{"lang":"en","page":"https://joyworkos.com/en/reports/brazil-quod-credit-report/"},{"lang":"pt","page":"https://joyworkos.com/pt/reports/brazil-quod-credit-report/"}],"order":{"how":"Give the person this pre-filled order page; they confirm, upload what is asked and pay by card. Joy delivers by e-mail.","page":"https://joyworkos.com/en/reports/brazil-quod-credit-report/#buy","prefill":"https://joyworkos.com/en/reports/brazil-quod-credit-report/?q=<details>&name=<full name>&email=<e-mail>&phone=<phone>#buy"},"seller":"Joy Work OS (Neos Tech Ltd, Israel) — a private service, not the issuing authority"}