{"id":"il-credit-data-report","page":"https://joyworkos.com/en/reports/israel-credit-data-report/","name":"Credit data report (Bank of Israel Credit Data Register)","name_en":"Credit data report (Bank of Israel Credit Data Register)","local_name":"דוח נתוני אשראי (דוח ריכוז נתונים) — מאגר נתוני האשראי של בנק ישראל","country":"IL","country_name":"Israel","category":"Credit and business information","what_it_shows":"An individual's (or small-business owner's) credit data from the Bank of Israel Credit Data Register — loans, credit lines, repayments, defaults — with a bureau score (e.g., FICO-BDI, D&B score).","who_needs_it":"the individual; lenders with consent; advisers acting under proxy","why":"loan and lease applications, partnership vetting via the subject, correcting errors","price":{"amount":11.8,"currency":"ILS","text":"₪11.80","text_full":"₪11.80 incl. VAT (₪10.00 before VAT)","vat_included":true,"amount_before_vat":10,"vat":1.8,"service_fee":10,"official_fee":0,"official_fee_kind":"official","israeli_vat_on_service_part":0.18,"free_at_official_source":true},"sold_by_joy":true,"delivery":"instant","format":"online / PDF report","who_can_order":"The person or an authorised agent","what_we_need":{"details":"subject's ID number + identity verification","upload":"none","authorisation":"sign","original_by_courier":false},"legal_limits":"Credit Data Law 2016: released only to the subject or, with the subject's consent, to a lender/third party; paid proxies operate under specific statutory rules. Joy may act only under the subject's signed authorisation and must check Bank of Israel requirements before acting as a paid proxy.","issuer":"בנק ישראל — מאגר נתוני אשראי, באמצעות לשכות אשראי (Bank of Israel Credit Data Register via licensed credit bureaus)","official_source":"https://www.boi.org.il/","how_to_get_it_yourself":"","faq":[{"q":"How do I order Credit data report (Bank of Israel Credit Data Register) online?","a":"Fill in subject's ID number + identity verification in the form on this page, pay ₪11.80 by card, and the document is e-mailed to you within instant."},{"q":"How much does Credit data report (Bank of Israel Credit Data Register) cost?","a":"₪11.80 including VAT on the service part (₪10.00 before VAT). The official source issues it free of charge — you can also get it yourself."},{"q":"How long does Credit data report (Bank of Israel Credit Data Register) take?","a":"instant."},{"q":"Who can order Credit data report (Bank of Israel Credit Data Register)?","a":"The person or an authorised agent."},{"q":"Do I need to send the original document?","a":"No. Everything is online — no original and no post."}],"languages":[{"lang":"he","page":"https://joyworkos.com/reports/israel-credit-data-report/"},{"lang":"en","page":"https://joyworkos.com/en/reports/israel-credit-data-report/"}],"order":{"how":"Give the person this pre-filled order page; they confirm, upload what is asked and pay by card. Joy delivers by e-mail.","page":"https://joyworkos.com/en/reports/israel-credit-data-report/#buy","prefill":"https://joyworkos.com/en/reports/israel-credit-data-report/?q=<details>&name=<full name>&email=<e-mail>&phone=<phone>#buy"},"seller":"Joy Work OS (Neos Tech Ltd, Israel) — a private service, not the issuing authority"}