{"id":"pt-banco-portugal-crc","page":"https://joyworkos.com/en/reports/portugal-central-credit-register-report/","name":"Central Credit Register report (own credit history)","name_en":"Central Credit Register report (own credit history)","local_name":"Mapa de Responsabilidades de Crédito (Central de Responsabilidades de Crédito – Banco de Portugal)","country":"PT","country_name":"Portugal","category":"Credit and business information","what_it_shows":"All credit exposures reported by banks for the person/company: loans, guarantees, cards, amounts in default, by institution and month.","who_needs_it":"private individuals and companies about to apply for credit; their advisers","why":"check own credit record before a mortgage; dispute errors; prepare loan applications","price":null,"sold_by_joy":false,"delivery":"","format":"online map / letter","who_can_order":"The person or an authorised agent","what_we_need":{"details":"subject's NIF/ID; representative's powers if not the subject","upload":"none","authorisation":"sign","original_by_courier":false},"legal_limits":"Banking secrecy: only the data subject or someone with powers to represent them; lenders access it only via Banco de Portugal for credit-risk purposes. Not resellable.","issuer":"Banco de Portugal – Central de Responsabilidades de Crédito","official_source":"https://www.bportugal.pt/area-cidadao/formulario/227","how_to_get_it_yourself":"bportugal.pt → Área do Cidadão → Central de Responsabilidades de Crédito form → identify → receive map; or at a Banco de Portugal counter or by post","faq":[{"q":"How do I get Central Credit Register report (own credit history)?","a":"Only the person concerned can obtain it, directly from Banco de Portugal – Central de Responsabilidades de Crédito. bportugal.pt → Área do Cidadão → Central de Responsabilidades de Crédito form → identify → receive map; or at a Banco de Portugal counter or by post"}],"languages":[{"lang":"he","page":"https://joyworkos.com/reports/portugal-central-credit-register-report/"},{"lang":"en","page":"https://joyworkos.com/en/reports/portugal-central-credit-register-report/"},{"lang":"pt","page":"https://joyworkos.com/pt/reports/portugal-central-credit-register-report/"}],"order":null,"seller":"Joy Work OS (Neos Tech Ltd, Israel) — a private service, not the issuing authority"}