{"id":"es-consulta-badexcug","page":"https://joyworkos.com/en/reports/spain-badexcug-self-check/","name":"BADEXCUG (Experian) default file self-check","name_en":"BADEXCUG (Experian) default file self-check","local_name":"Consulta del fichero BADEXCUG (Experian) – derecho de acceso","country":"ES","country_name":"Spain","category":"Credit and business information","what_it_shows":"Whether the person appears in Experian's BADEXCUG solvency/default file and which creditor reported the debt.","who_needs_it":"individuals checking their own status","why":"check credit status before applying for credit; dispute and remove wrongful entries","price":null,"sold_by_joy":false,"delivery":"not stated (RGPD maximum one month)","format":"written response","who_can_order":"Only the person themselves","what_we_need":{"details":"ID document of the data subject","upload":"none","authorisation":"sign","original_by_courier":false},"legal_limits":"File can be consulted only by contributing entities to assess solvency; data-subject access only; no third-party resale.","issuer":"Experian Bureau de Crédito, S.A.U.","official_source":"https://www.experian.es/legal/salir-fichero/informacion","how_to_get_it_yourself":"experian.es → ¿Quieres salir del fichero? → Información → exercise access right with Experian Bureau de Crédito","faq":[{"q":"How do I get BADEXCUG (Experian) default file self-check?","a":"Only the person concerned can obtain it, directly from Experian Bureau de Crédito, S.A.U.. experian.es → ¿Quieres salir del fichero? → Información → exercise access right with Experian Bureau de Crédito"}],"languages":[{"lang":"he","page":"https://joyworkos.com/reports/spain-badexcug-self-check/"},{"lang":"en","page":"https://joyworkos.com/en/reports/spain-badexcug-self-check/"},{"lang":"es","page":"https://joyworkos.com/es/reports/spain-badexcug-self-check/"}],"order":null,"seller":"Joy Work OS (Neos Tech Ltd, Israel) — a private service, not the issuing authority"}