Most small businesses lose money not because of a low price — but because of a quote never approved in writing, an invoice never sent, or a payment nobody checked.
- A quoteWhat you will do, by when, for how much and on what payment terms — in one branded document.
- Approval by signatureThe client signs the quote on their phone. No more "I said so on the phone".
- An invoiceA tax invoice when billing is due, or a tax invoice-receipt when payment comes at the same time.
- A receiptA receipt for every payment received. A tax document is corrected with a credit note, never deleted.
- Collection trackingOne list of who has not paid yet, and a reminder with a payment link.
Invoices above a threshold need an allocation number from the Tax Authority, and the threshold changes by year — check the current threshold on the Tax Authority’s site. to verify
How to do it in Joy
In Joy the quote, the signature, the invoice and the receipt are linked to the same client and project. The invoices screen shows what was billed, what was paid and what is left to collect.
This page is general information, not legal advice. Every rule is given with its official source; anything marked "to verify" must be checked against the current wording. Last updated: 15 October 2026.